Loan management in transportation cooperatives involves the assessment, approval, disbursal, and monitoring of loans for various member needs, ensuring compliance with regulations, and providing support throughout the loan lifecycle. The traditional manual processes and paperwork used in loan management are prone to errors and data redundancy, are time-consuming and inefficient, lack transparency, and cause difficulty in data analysis and reporting, highlighting the need for a proficient Loan Management Website and Mobile Application. This study presents the development of a comprehensive system that efficiently handles data, integrates the credit scoring system, and leverages the FICO score for accurate loan amount recommendations, enhancing decision-making and enabling improved money monitoring, risk management, and record storage. The system's quality was evaluated using ISO 9126's software characteristics such as functionality, usability, reliability, and portability, yielding an overall mean score of 4.71 for the web application and 4.68 for the mobile application, indicating its seamless facilitation of loan transactions. The integration of additional technologies like Decision Support and SMS notifications enhances risk management and financial transparency, fostering increased capital generation for cooperatives, thereby providing opportunities for business growth and sustainability. The developed Loan Management System offers a streamlined approach compared to traditional methods, facilitating faster loan application, approval, and payment processes. Overall, this research contributes to the advancement of loan management practices in transportation cooperatives by leveraging technology, enhancing decision-making processes, and promoting financial efficiency and transparency.

The adoption of information technology in healthcare has resulted in novel solutions for improving patient care and operational efficiency. This study details the design and implementation of a web-based clinic management system augmented with sentiment analysis to evaluate and enhance patient satisfaction. The system utilizes natural language processing and machine learning to autonomously assess patient feedback, understanding feelings (negative, positive, and neutral) regarding critical aspects such as waiting times, doctor-patient interactions, care efficacy, and overall clinic experience. The system underwent alpha and beta testing, commencing with controlled trials and then involving real-world evaluations with clinic attendants, physicians, and patients. An evaluation conducted in a dermatology clinic revealed the system's effectiveness in detecting service deficiencies and informing enhancements. Thus, this study suggests that the integration of sentiment analysis in clinical management systems enhances data-driven decision-making, hence improving patient experiences and optimizing operations.

This chapter explores the developmental implications of artificial intelligence (AI) in contemporary educational settings. Employing a dual-methodological approach that combines interdisciplinary expertise with an integrative literature review, the chapter explores how AI technologies are reshaping student identity, emotional regulation, motivation, autonomy, and interpersonal relationships. Drawing on developmental psychology, educational theory, and empirical research, it interrogates the unintended consequences of algorithmic surveillance, pedagogical automation, and AI-mediated social interactions. The analysis highlights both the affordances and risks of AI in education, including its impact on emotional resilience, self-directed learning, and the construction of academic identity. Reframing the discourse away from purely technical efficiency toward developmental integrity makes visible the deeper human stakes of AI integration in education. The chapter consequently calls for ethical, inclusive, and human-centered approaches to AI design and implementation in schools.

Generative AI is transforming multimedia arts education by streamlining creative workflows and expanding artistic possibilities. Its integration into digital platforms allows students to boost productivity and explore new creative techniques, fostering innovation in artistic expression. However, concerns remain about originality, artistic authenticity, and the diminishing role of traditional skills. Using the Task Technology Fit Model, this study finds that while students recognize the efficiency and accessibility of AI tools, they remain cautious about their long-term effects on creative growth. Sentiment analysis reveals a generally positive attitude toward AI adoption, although ethical concerns such as copyright issues and fair attribution continue to be debated. These findings highlight the need for balanced educational strategies that maximize AI’s benefits while preserving essential artistic foundations. Future research should focus on developing pedagogical frameworks that integrate AI as a tool for enhancing rather than replacing human creativity. This approach will ensure that technological advancements support artistic expression without compromising its authenticity.

Purpose: This study aimed to examine how physical education (PE) students engage with fitness content on TikTok. Methods: The evaluation involved 597 students enrolled in a PE 1 course across three campuses of a prominent university. Results: Findings show that students primarily watch TikTok videos for entertainment, with male students also seeking motivation and social interaction, while female students look for escape, advice, and guidance. Engagement is highest for videos featuring body transformations, fitness tips, and motivational content, with a tendency to apply learned exercises, tips, and nutrition education. Body transformations and motivational videos effectively arouse emotions and elicit affective responses. Conclusion: This research highlights diverse motivations and impacts of fitness content on TikTok among PE students, contributing to the literature on social media usage and offering insights for enhancing instructional practices in PE and understanding digital media interaction.

Biochar also known as ‘biocarbon’ or ‘biocoal’ is a material that has a charcoal similar property. It is obtained from thermolysis (pyrolysis) of biomass feedstocks and plant matters. It can help the process of eliminating carbon dioxide from the atmosphere. The biochar was considered as waste by industrial plants and considered no additional cost except for the transportation. Biochar was tested for its chemical properties in Department of Science and Technology as a parameter for Simapro. Environmental and health impact were analyzed in this study for concrete with biochar as partial replacement for cement. Different mixtures with zero percent to twenty percent biochar replacement was simulated using life cycle assessment with the help of Simapro. Different sources in Luzon island, Philippines were gathered and found out that sources in southern part of Luzon is the best sources for biochar because of its near location that decreases the effect of transportation. Also, concrete with biochar replacement with or without considereing the effect of transportation yields greater health and environmental impact compared to mixture without biochar replacement.

The integration of digital technologies in education has profoundly transformed teacher education, necessitating a focus on creativity, problem-solving, and inquiry-based learning. Despite the expanding literature on technological self-efficacy, creativity, and curiosity in education, significant gaps persist in understanding their relationships, especially in teacher education. Utilizing a cross-sectional design, the study applies PLS-SEM to investigate the relationships among technological attitudes, technological self-efficacy, technological problem-solving engagement, intrinsic motivation, learning engagement, pedagogical knowledge, content knowledge, creative reasoning, and curiosity among 875 respondents from a state university in Cebu City, Philippines. The findings reveal that positive technological attitudes significantly enhance technological self-efficacy, which, while influencing technological problem-solving engagement, does not directly impact creative reasoning or curiosity. Additionally, both technological problem-solving engagement and intrinsic motivational factors substantially contribute to fostering creativity and curiosity. The strong roles of pedagogical knowledge and content knowledge further emphasize the need for teacher education programs to incorporate holistic strategies that combine technological engagement with pedagogical frameworks. These insights underscore the importance of equipping pre-service teachers with the skills and knowledge necessary to cultivate creativity and curiosity in their future classrooms, thereby enhancing overall educational effectiveness.

Once confined to science fiction and speculative futures, generative artificial intelligence (GenAI) has swiftly entered the lecture halls of modern medical education. Despite its expanding use, a synthesis of its implementation, limitations, and educational value remains underexplored. This review aims to critically examine current applications, identify pedagogical pitfalls, and delineate future trajectories for GenAI in medical training. Key innovations include AI-driven content generation tailored to curricular benchmarks, automated assessments with real-time diagnostic feedback, and immersive virtual patient simulations replicating complex pathophysiologies. Additional advances span multilingual knowledge translation, anatomically precise surgical training environments, and adaptive learning systems powered by intelligent tutoring frameworks. As discussed herein, GenAI holds transformative potential for advancing clinical competence in an evolving medical landscape—provided its integration is evidence-based, ethically sound, and educationally coherent.

Philippine is one of the countries near in the Pacific Ring of Fire. In recent years, several moderate to high seismic activities happened that leads to casualties, deaths and damages in different structures. Manila is the capital of the Philippines with a population of almost 1.8 million. Many structures have been considered as old and unsafe and with an impending earthquake, it is essential to rehabilitate these structures. The imminent danger of the West Valley Fault when it moves is known throughout the metro manila and other neighbouring regions. The damage and casualties that will sustain from the possible 7.2 magnitude earthquake is fatal. Conducting mitigation programs is critical for it will greatly benefit the government and the people. Rapid Visual Screening (RVS) is an effective and efficient way of assessing the building’s structural integrity. This methodology is used to assess the structure’s seismic risk by visual observation of the exterior and interior of the buildings and a data collection form. RVS was applied in 26 hospital building’s located in Manila and the outcome of the assessment has shown that only 6 hospital buildings proved to be seismically adequate when using the level 1 data collection form. RVS is an effective tool in providing initial insight in the building’s vulnerability to seismic event.

Hydrogen production via water electrolysis faces significant commercialization challenges due to the high cost and scarcity of iridium (Ir). Reducing Ir loading while maintaining high catalytic performance is critical for advancing proton exchange membrane (PEM) water electrolyzers. To address these challenges, this study introduces Ni@Ir core-shell nanowires (CSNW) as a cost-effective catalyst for enhancing Ir utilization in oxygen evolution reaction (OER). Ni@Ir-CSNW features an amorphous Ir shell coating crystalline Ni nanowires, achieving a high BET surface area of 417 m2 g−1 and an electrochemical surface area (ECSA) of 324 m2 g−1. With a reduced Ir loading of 22 wt.%, Ni@Ir-CSNW delivers remarkable performance, including a mass activity of 9.4 A mg−1 which is a 35-fold increase compared to conventional Ir nanoparticle (Ir-NP) catalysts. Ni@Ir-CSNW achieves an overpotential of 260 mV at 10 mA cm−2 and a favorable Tafel slope of 54 mV dec−1. Stability tests further demonstrate 68% retention of mass activity after 100 cycles. This work presents an effective strategy to enhance catalyst performance while reducing Ir usage, contributing to more sustainable and economically viable PEM water electrolysis systems.